A.R.S. § 12-548: 6-Year Contract Limit
Contract in writing for debt; six year limitation; choice of law
A lawsuit to collect a debt must be filed within six years after the claim arises if the debt is based on a written contract signed in Arizona or on a credit card, and this six-year limit applies even if another state's law would set a different deadline.
Full statute text
Official text last checked against azleg.gov:
12-548. Contract in writing for debt; six year limitation; choice of law
A. An action for debt shall be commenced and prosecuted within six years after the cause of action accrues, and not afterward, if the indebtedness is evidenced by or founded on either of the following:
1. A contract in writing that is executed in this state.
2. A credit card as defined in section 13-2101, paragraph 3, subdivision (a).
B. If there is a conflict between another jurisdiction and this state relating to the statute of limitations for a debt action as described in subsection A of this section, this section applies.
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